Punjab Free 3 Marla Plot Scheme Begins: Apni Chhat Apna Ghar Program
CM Punjab launches ‘Apni Chhat Apna Ghar’ program to build 100,000 homes for homeless families. Interest-free loans up to 15 lakh PKR available. Online registration is now open.
Program Overview
The Apni Chhat Apna Ghar initiative, launched by Chief Minister Maryam Nawaz, aims to provide affordable housing to low-income families in Punjab. Over 100,000 homes will be built within four and a half years, focusing on families currently living in rented accommodations.
Key Benefits
✔ Interest-Free Loans – Up to 15 lakh PKR for home construction.
✔ Massive Budget Allocation – 62 billion PKR approved for the program.
✔ Loan Distribution Target – 40,000 loans to be issued by May 2025.
✔ Ongoing Construction – 4,841 houses under construction as of January 2025.
✔ Job Creation – Expected to generate 500,000 jobs, boosting Punjab’s economy.
Application Process
🖥️ Online Registration – Apply via the official ACAG website.
🏢 Offline Registration – Available at designated registration centers across Punjab.
📑 Required Documents – CNIC, proof of land ownership, and income verification.
Eligibility Criteria
🏡 Residency – Must be a permanent resident of Punjab.
📜 Property Ownership – Must own a 5-marla plot (urban) or 10-marla plot (rural).
✅ Clean Record – No criminal history or default on previous loans.
Impact on Society
👨👩👧 Homeownership for the Underprivileged – Provides stability and security.
🏗️ Boosts the Construction Industry – Encourages local economic growth.
👷 Employment Generation – Creates jobs in labor, materials, and housing sectors.
Final Thoughts
The Apni Chhat Apna Ghar program is a game-changer for Punjab’s homeless families, offering financial aid and stability through affordable housing. With interest-free loans, job creation, and community development, this initiative marks a major step toward a better future for low-income families..
