Saudi Riyal (SAR) to Pakistani Rupee (PKR) – Today’s Exchange Rate 2026

The Saudi Riyal (SAR) is one of the most important foreign currencies for Pakistan. Millions of Pakistanis work in Saudi Arabia and regularly send remittances back home. For families, businesses, and travelers, knowing the current SAR to PKR exchange rate is essential for financial planning.

As of 20 February 2026, the interbank rate is:
1 SAR = 74.559 PKR

This means exchanging 1 Saudi Riyal gives about Rs. 74.56, though the exact amount can vary slightly between banks and exchange companies.

📊 SAR to PKR Conversion Table

Here are some common conversions based on the mid-market rate:

These are approximate values before any service charges applied by exchange providers.

🔄 PKR to SAR Conversion Table

For converting Pakistani Rupees into Saudi Riyals:

🏦 Open Market Rates (20/02/2026)

• Buying Rate: Price at which exchange companies buy SAR from customers
• Selling Rate: Price at which they sell SAR to customers

🏛️ Bank Rates (20/02/2026)

Banks usually offer slightly lower margins compared to open market dealers for remittances and official transfers.

🔹 Why the SAR to PKR Rate Matters

1️⃣ Remittances from Saudi Arabia

Saudi Arabia is a major source of foreign remittances for Pakistan. Families depend on money sent from cities like Riyadh, Jeddah, and Dammam.

• A stronger SAR means more PKR for each Riyal sent.
• Remittances support education, healthcare, household expenses, and savings.

2️⃣ Hajj, Umrah, and Travel

Millions of Pakistanis travel annually to Saudi Arabia for:

• Hajj & Umrah
• Employment opportunities
• Business trips

Knowing the current SAR to PKR rate helps travelers budget expenses for accommodation, transportation, and shopping.

3️⃣ Business & Trade

Importers and exporters dealing with Saudi suppliers monitor this rate closely:

• A stronger Riyal increases import costs.
• Businesses must track currency fluctuations to manage pricing, profits, and contracts.

📈 Historical Trend Overview

Over the past year, the SAR to PKR rate has remained relatively stable:
52-week range: Rs. 74.39 – Rs. 76.32 per SAR

Stability is due to the Riyal being pegged to the US Dollar, ensuring low volatility.

This benefits families, businesses, and travelers, who rely on predictable remittance and trade values.

⚡ Factors Affecting the SAR to PKR Rate

Even though the Riyal is considered stable, small fluctuations can occur due to:

• Supply and Demand: Higher demand for Riyals can slightly push rates up
• Global Market Conditions: Oil prices, international trade, and currency trends affect exchange rates
• Pakistan’s Economic Health: Inflation, foreign exchange reserves, and government policies affect the Rupee
• Investor Confidence: Economic stability and market sentiment can impact rates

💡 Tips for Better Currency Exchange

To maximize value when converting SAR to PKR:

• Compare rates between banks and open market dealers
• Avoid airport exchange counters, which often have higher margins
• Use trusted remittance services for large transfers
• Check live rates before sending money
• Plan conversions during stable rate periods

Even small differences in exchange rates can have a significant impact on large remittances.

📝 Summary

• 1 SAR = 74.559 PKR (Interbank Rate, 20 Feb 2026)
• Open Market Buying Rate: 74.597 PKR
• Open Market Selling Rate: 75.312 PKR
• Saudi Riyal remains one of the most stable foreign currencies for Pakistan
• Exchange rates affect remittances, travel, and business transactions
• Staying updated allows households, businesses, and travelers to make informed financial decisions

With Saudi Arabia’s strong economic ties to Pakistan, the SAR to PKR rate will continue to be closely monitored in 2026 and beyond.