Saudi Riyal (SAR) to Pakistani Rupee (PKR) – Today’s Updated Exchange Rate 2026
The Saudi Riyal (SAR) is one of the most important foreign currencies for Pakistan. Millions of Pakistanis live and work in Saudi Arabia, and they regularly send money back home. Because of this strong connection, the SAR to PKR exchange rate is closely monitored by families, travelers, businesses, and currency traders.
As of 20 February 2026, the latest exchange rate in Pakistan is:
Today’s Exchange Rate (20/02/2026)
1 SAR = 74.559 PKR (International / Interbank Rate)
This means if you exchange 1 Saudi Riyal, you will receive approximately 74.56 Pakistani Rupees. However, the actual amount may vary slightly depending on whether you use a bank or a money exchange company.
SAR to PKR Conversion Table
Here are some common conversion examples based on today’s interbank rate:
| Amount (SAR) | Converted (PKR) |
|---|---|
| 1 SAR | 74.559 PKR |
| 5 SAR | 372.797 PKR |
| 10 SAR | 745.594 PKR |
| 20 SAR | 1,491.188 PKR |
| 50 SAR | 3,727.969 PKR |
| 100 SAR | 7,455.939 PKR |
For larger amounts:
| Amount (SAR) | Approximate PKR |
|---|---|
| 500 SAR | 37,280 PKR |
| 1,000 SAR | 74,560 PKR |
These figures are calculated using the mid-market rate. Exchange providers may apply small service charges.
PKR to SAR Conversion Table
If you are converting Pakistani Rupees into Saudi Riyal, here are today’s approximate values:
| Amount (PKR) | Converted (SAR) |
|---|---|
| 1 PKR | 0.013 SAR |
| 5 PKR | 0.067 SAR |
| 10 PKR | 0.134 SAR |
| 20 PKR | 0.268 SAR |
| 50 PKR | 0.671 SAR |
| 100 PKR | 1.341 SAR |
Open Market Rates (20/02/2026)
| Date | Buying | Selling |
|---|---|---|
| 20/02/2026 | 74.597 | 75.312 |
- Buying Rate: 74.597 PKR
- Selling Rate: 75.312 PKR
The buying rate is the price at which exchange companies buy Riyals from customers.
The selling rate is the price at which they sell Riyals to customers.
Bank Rates (20/02/2026)
| Date | Buying | Selling |
|---|---|---|
| 20/02/2026 | 74.559 | 74.597 |
Banks usually offer slightly lower margins compared to open market dealers for official transfers and remittances.
Why the SAR to PKR Rate Is Important
1️⃣ Remittances from Saudi Arabia
Saudi Arabia is one of the largest sources of foreign remittances for Pakistan. Many Pakistani families depend on money sent by relatives working in cities like Riyadh, Jeddah, and Dammam.
If the Riyal becomes stronger against the Rupee, families receive more PKR for every SAR sent. This improves household income and supports daily expenses such as education, healthcare, and housing.
2️⃣ Hajj, Umrah, and Travel
Every year, millions of Pakistanis travel to Saudi Arabia for:
- Hajj
- Umrah
- Employment
- Business visits
Knowing the SAR to PKR rate helps travelers calculate their travel expenses and prepare their budgets accordingly.
3️⃣ Business and Trade
Importers and exporters involved in trade between Pakistan and Saudi Arabia also depend on this exchange rate. If the Riyal increases in value, import costs may rise. Businesses must monitor currency movements to manage pricing and profit margins effectively.
Historical Trend Overview
Over the past year, the SAR to PKR rate has remained relatively stable. The 52-week range for 1 SAR has been approximately:
Rs. 74.39 to Rs. 76.32
This shows low volatility compared to many other currencies. The stability of the Saudi Riyal is mainly because it is closely linked to the US Dollar, which keeps its value steady in global markets.
A stable Riyal benefits:
- Families receiving remittances
- Businesses planning international payments
- Travelers preparing for trips
Factors That Affect the Exchange Rate
Even though the Riyal is considered stable, small changes can still occur. Several factors influence the SAR to PKR rate:
✔ Supply and Demand
If more people need Riyals for travel or remittances, demand increases and may slightly push the rate upward.
✔ Global Market Conditions
International trade flows, oil prices, and currency market trends affect exchange rates worldwide.
✔ Economic Conditions in Pakistan
Inflation, foreign exchange reserves, and government policies in Pakistan can influence the value of the Rupee.
✔ Investor Confidence
Market sentiment and economic stability also play a role in currency strength.
Where to Check Updated Rates
Before converting money, it is smart to compare rates from:
- Banks
- Licensed exchange companies
- Remittance service providers
- Online currency platforms
Rates may vary slightly between providers, so checking multiple sources can help you get the best value.
Tips for Better Currency Exchange
To get a better deal when exchanging SAR to PKR:
✔ Compare bank and open market rates
✔ Avoid airport exchange counters (often higher margins)
✔ Use trusted remittance services
✔ Check live rates before sending large amounts
✔ Plan conversions when rates are stable
Small differences in rates can make a noticeable impact when transferring larger sums.
Summary
- 1 SAR = 74.559 PKR (Interbank Rate – 20 February 2026)
- Open market buying rate: 74.597 PKR
- Open market selling rate: 75.312 PKR
- The Saudi Riyal remains one of the most stable foreign currencies for Pakistan.
- Remittances, travel, and trade heavily depend on this exchange rate.
Keeping track of daily exchange rate updates helps families, businesses, and travelers make informed financial decisions. Since Saudi Arabia plays a major economic role for Pakistan, the SAR to PKR rate will continue to remain highly important in 2026 and beyond.
